Property investing checklist

Investment in real property, such as residential real estate, is likely to be a lengthy process and one that usually involves a plan for the long term. To ensure you have considered what is required before making the big purchase, we’ve outlined steps you need to take in that process:

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What are the extra costs of buying a home?

When taking out a mortgage, many people forget to consider the associated fees and expenses. Here are some of the extra costs that you’ll need to consider when you take out a home loan.

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Selling your home? Here are the first steps to take!

There is more to selling your home than putting up a ‘For Sale’ sign on your front lawn. Take a loot at the first things you should check off your list to help you get a favourable result from your investment and to ensure the process runs as smoothly as possible.

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Cristiane RubinComment
Can bad credit stop you from refinancing?

It is a must for borrowers to have a good credit standing when it is their first time applying for a home loan. Not only do credit scores indicate the borrowing behaviour of the applicant, but they also dictate the fate of the entire mortgage application. Does the same apply when you refinance your loan?

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Cristiane RubinComment
Bunkering down: Australia's banks brace for recession

Coronavirus-related bad debt charges of almost $5 billion dominated the latest bank results, but some experts say there is more pain to come.

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Concerned about servicing your loans?

Whether experiencing financial hardship through job loss, a reduction in work hours, or business disruption, an increasing number of Australians may be struggling to balance their books as a result of the Coronavirus, and in many cases are wondering how they will continue to pay the bills.

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Are banks freezing mortgages? Here are the banks putting payments on hold amid coronavirus

Written by  Emily Sakzewski for ABC News

With many businesses and services forced to close under the latest Federal Government restrictions to try to curb the spread of coronavirus, many Australians are feeling the pinch when it comes to finances. Especially those with a mortgage.

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How to improve your business’s cash flow

You already know the importance of maintaining consistent cash flow. Did you know that your business’s assets can be the solution?

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Where can I get finance for a small business?

Many people in Australia dream of running their own small business but four out of five never do it. If you've got a good idea, develop a business plan, then talk to an MFAA Member about your small business finance options.

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How to secure equity finance

Businesses need capital if they are to grow, and sometimes need finance solutions to raise capital. If you are unable to raise capital through a loan, equity may be an alternative solution.

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Case Study: Refinancing a Business

Does your business need refinancing or restructuring? As this tale of a business with urgent liquidity problems shows, having a finance broker managing the project can be the key to success.

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How a commercial broker can help your business

Whether it’s smooth sailing or your business is on the rocks, a specialist commercial broker at your side is your greatest asset. 

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The importance of doing your research in a growing lender marketplace

A dramatic increase in the number of lenders has highlighted the need for greater research and consideration, or ‘due diligence’, when searching and applying for a loan.

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Home loan interest rates: The mortgage fine print you need to know

Written by James Hall for news.com.au

Homeowners across the country have been licking their lips at low interest rates, but a little-known policy is leaving borrowers paying thousands.

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Aussies more optimistic about buying a home – Westpac

Written by Alex Brewster for https://www.savings.com.au

New research has revealed 51% of Australians are feeling more confident about the state of the housing market than 12 months ago.

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How 86 400 plans to change the game in the home-loan market

In this article written for Your Mortgage Australia, Gerv Tacadena explains how technology is changing the game for many industries, including the home-lending space, where digital mortgage providers are starting to ramp the competition up with brick-and-mortar banks…

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When Would I Refinance My Mortgage?

Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a home loan in Australia now is just 4-5 years. Here we look at some of the reasons people in Australia refinance their home loan.

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nadia raicevichComment
Buy Now Pay Later - the hidden danger potentially stopping you from owning your own home

Dubbed as the ‘Layby’ of today, Buy Now Pay Later providers can send the wrong message to your bank and potentially affect your loan application.

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Is one phone call really all it takes to secure a lower interest rate?

With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal.

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Can your profession save you on your home loan?

When it comes to saving on your mortgage, some of you may not have to look further than your job. If yours is a profession that classifies you as a ‘low risk’ borrower in the eyes of lenders, then you may be entitled to special discounts.

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