Posts in Lending
Bunkering down: Australia's banks brace for recession

Coronavirus-related bad debt charges of almost $5 billion dominated the latest bank results, but some experts say there is more pain to come.

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Concerned about servicing your loans?

Whether experiencing financial hardship through job loss, a reduction in work hours, or business disruption, an increasing number of Australians may be struggling to balance their books as a result of the Coronavirus, and in many cases are wondering how they will continue to pay the bills.

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Are banks freezing mortgages? Here are the banks putting payments on hold amid coronavirus

Written by  Emily Sakzewski for ABC News

With many businesses and services forced to close under the latest Federal Government restrictions to try to curb the spread of coronavirus, many Australians are feeling the pinch when it comes to finances. Especially those with a mortgage.

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How to improve your business’s cash flow

You already know the importance of maintaining consistent cash flow. Did you know that your business’s assets can be the solution?

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How to secure equity finance

Businesses need capital if they are to grow, and sometimes need finance solutions to raise capital. If you are unable to raise capital through a loan, equity may be an alternative solution.

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The importance of doing your research in a growing lender marketplace

A dramatic increase in the number of lenders has highlighted the need for greater research and consideration, or ‘due diligence’, when searching and applying for a loan.

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Guaranteeing your child's loan

Rising house prices are making it increasingly difficult to enter the market. Parents who guarantee their children’s loans can help, but it is important to understand how this can impact the parents’ retirement or investment plans.

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What are investment lending caps?

In an attempt to curb the high competition of the Australian housing market that locked out many would-be first home buyers, the Australian Prudential Regulation Authority (APRA) in late 2014 signalled its intention to keep a close eye on a suite of concerns, including the levels of residential lending to investors.

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A preparation checklist for a business loan

Applying for a business loan is a completely different process to that of a home loan application. To ensure you don’t lose your way, we’ve set out a clear path for you to follow.

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How to speed up your home loan approval​

Asking how long it takes to get a loan approved is like asking how long a piece of string is. Every application is unique, so the time between your first contact with your bank or broker and approval can never be predetermined. There are, however, some things you can do to help hurry your application along.

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